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UK Consumer credit—timeline

UK Consumer credit—timeline This timeline shows key developments relating to the UK's consumer credit regime. For earlier developments, see: Consumer credit—timeline (2011–2023) [Archived]. 2025 Date Source Document Description 2 April 2025 FCA FCA written submissions [2024] EWCA Civ 1282 The Financial Conduct Authority (FCA) has published its written submissions to the Supreme Court in the appeal of the Court of Appeal decision in Johnson v FirstRand Bank Ltd (London Branch) (trading as Motonovo Finance) and other cases [2024] EWCA Civ 1282to which the FCA was granted permission to intervene. In its submissions, the FCA stated that the sweeping approach of the Court of Appeal in (effectively) treating motor dealer brokers as owing fiduciary duties to consumers in the generality of cases goes ‘too far’. The three-day hearing is set to conclude on Thursday 3 April.See News Analyses: Billions on the line as justices weigh motor finance appeal, Motor finance ruling was ‘egregious error’, lenders say, and FCA pleads for quick motor finance decision from top court....

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Appellant's notice—pre October 2012 [Archived]

ARCHIVED: This Practice Note has been archived and is not maintained.NOTE: SAVE FOR WHERE THE APPEAL NOTICE WAS FILED OR PERMISSION TO APPEAL WAS OBTAINED BEFORE 1 OCTOBER 2012, THIS PRACTICE NOTE IS FOR HISTORIC PURPOSES ONLY. For guidance on the current provisions applying to starting an appeal, see Practice Notes: Grounds for appealing and preliminary considerations, Starting an appeal—destination of civil appeals and Starting an appeal—general provisions.Further, the CPR rules and practice directions referred to in this guidance will link through to the existing provisions and not those effective before 1 October 2012. For the pre-October 2012 provisions, please see the attached PDF documents.Form of noticeThe appellant's notice sets out the appellant's case for the appeal. It is in a prescribed form:•Form N164 to appeal small claims track decisions•Form N161 to appeal all other cases (apart from appeals to the Supreme Court)Appellant's notice—small claimsThe Appellant must file and serve the notice in Form N164. The following documents must also be filed with the notice:•a sealed copy of the order...

Responding to an appellant's notice—the written statement and respondent's notice

This Practice Note gives guidance on what a respondent should do if served with an appellant’s notice of appeal in the County Court, the High Court or the Court of Appeal under Part 52 of the CPR. It looks at filing a written statement in response to an application for permission to appeal (PTA) under para 19 of Practice Direction 52C, when a respondent’s notice is needed, what it should contain, whether it can be amended and when it should be filed and served. It also considers the circumstances in which an appeal notice can be struck out under Rule 52.9 together with skeleton arguments and PTA.The Practice Note contains guidance to the provisions contained within CPR 52 and CPR PD 52A. These general provisions apply to:•appeals to the Civil Division of the Court of Appeal•appeals to the High Court•appeals to the County Court•applications made in the High Court or the Court of Appeal for permission to appeal to the Supreme Court in contempt proceedings•applications made in the Court of...

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Pro forma index to documents bundle for a tax tribunal case

Pro forma index to documents bundle for a tax tribunal case TC/[insert year]/[insert case number] In the first tier tribunal (Tax chamber) Between: [Name of appellant] Appellant and The commissioners for her majesty’s revenue & customs Respondents Bundle one: documents Tab Description Date Page Tribunal papers 1 Notice of appeal to Tribunal [insert date] [insert page number] 2 [Appellant’s grounds of appeal [only include if this is a separate document rather than being included in the notice of appeal]] [insert date] [insert page number] 3 HMRC decision which is under appeal [insert date] [insert page number] 4 HMRC statement of case [insert date] [insert page number] 5 Directions of the Tribunal [insert date] [insert page number] Witness statements 6 Witness statement of [insert name and, if relevant, role, eg Director of

Sample unreasonable costs application

Sample unreasonable costs application In the First-tier Tribunal (Immigration and Asylum Chamber) Appeal No: XXX APPLICANT NAME Appellant AND SECRETARY OF STATE FOR THE HOME DEPARTMENT Application for costs under 9 (2) of the Tribunal Procedure (First-tier Tribunal) (Immigration and Asylum Chamber) Rules 2014, SI 2014/2604 1 Introduction This is an application under paragraph 9 (2) (b) of The Tribunal Procedure (First-tier Tribunal) (Immigration and Asylum Chamber) Rules 2014, SI 2014/2604. The appellant is seeking a costs award on the ground that the respondent has acted unreasonably in their conduct of proceedings. 2 This application is made ‘in-time’ within 28 days of the date of [insert relevant event or decision] and has been served upon the respondent. 3 Background The appellant is in the process of appealing against a refusal of her human rights claim. A’s claim was refused on [insert date] and an appeal lodged on [insert date]. A substantive hearing was listed by the Tribunal to take place on [date] at [insert location]....

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What are the consequences of an appellant lodging their appeal notice in the Court of Appeal by the relevant time limit but failing to file all of the relevant enclosures with it (as required by the relevant provisions in the CPR) until months after the time limit has expired?

What are the consequences of an appellant lodging their appeal notice in the Court of Appeal by the relevant time limit but failing to file all of the relevant enclosures with it (as required by the relevant provisions in the CPR) until months after the time limit has expired? In addition to the general requirements when filing an appeal notice, as detailed in Practice Note: Starting an appeal—general provisions, appeal notices in the Court of Appeal must be filed in the Civil Appeals Office Registry together with: • three copies of the appeal notice and one additional copy for each of the respondents. These additional copies will be sealed by the court and returned to the appellant for service on the respondent(s) • one copy of the documents set out in CPR PD 52C, para 3(3), including: • the sealed order or tribunal decision being appealed • any order granting or refusing permission to appeal • the judge's or tribunal's reasons for granting or refusing permission...

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State aid—weekly round-up 30 April 2025

A round-up of key developments on State aid, first reported by the Lexis+ Competition team. This update covers the period 23–29 April 2025.

Adult social care charging policies, the public sector equality duty, and severely disabled adults: the Court of Appeal judgment in (R (YVR) v Birmingham City Council)

Local Government analysis: The Court of Appeal dismissed an appeal challenging Birmingham City Council's decision to maintain its adult social care charging policy, which required severely disabled adults to pay the maximum amount permitted by the Care Act 2014 and associated regulations. The Court held that the Council had not breached the public sector equality duty (PSED) when it decided not to amend its policy following the High Court's decision in R (SH) v Norfolk County Councilwhich had identified discrimination against severely disabled adults unable to work. The judgment clarifies who must discharge the PSED within local authority decision-making structures and is significant for financially challenged local authorities facing similar challenges to their charging policies, as well as for severely disabled adults reliant on benefits but still subject to local authority charging. Written by Stephen Cragg KC, barrister at Doughty Street Chambers.